The purpose of this calculator is simple: to help you understand how real-world cash flow grows when you stay consistent. When you combine disciplined contributions, dividend reinvestment, and long-term compounding, your portfolio can evolve into a reliable income engine — one that supports your lifestyle, reduces stress, and gives you more freedom to move the way you want to move.
This tool makes that journey easier to visualize. Adjust the numbers, test different strategies, and see how small changes today can reshape your long-term financial picture.
This calculator is designed to help you model long-term dividend growth and cash-flow scenarios based on your own assumptions. You can:
Enter your starting investment
Add your yearly contributions
Adjust dividend yield, growth, and capital appreciation
Choose how dividends reinvest
Project your portfolio over multiple decades
As you update the inputs, the chart and tables will show how your cash flow evolves over time — helping you plan, compare strategies, and understand what’s truly possible when you focus on sustainable income instead of short-term noise.
This tool is for education and planning only, but it can help you think differently about your goals, your habits, and the kind of financial foundation you want to build for your future.
Find out how a dividend investing calculator can help you plan for an early retirement. This tool lets you estimate future dividend payments and how dividends might increase over 10 years, even if you choose not to reinvest your dividends.
A lump sum payment today in the right investment can pay off in ways you couldn’t imagine. This calculator is made to show you how dividends can continue to grow contributing to higher income.
You will notice in the beginning the investment stays almost flat. However as you start to look at 10, 20 ,30 years the investment income really starts to blossom and produce substantial payments.