Living Off Dividends Calculator
See what long-term dividend investing can do.
This calculator isn’t about hype or get-rich-quick schemes — it’s designed to help you plan realistically. Plug in your starting investment, recurring contributions, and estimated yields — then watch how dividends, growth, and time work together. It shows what consistent investing could build over decades: a portfolio that doesn’t just grow — but produces income. Use this to see the power of cash flow, model your long-term goals, and design a strategy that fits your life — not market noise.
(No More Annual Deposits Or Reinvesting Dividends).
Disclaimer: This calculator is for educational purposes only and does not provide financial advice. All projections are estimates and actual results may vary based on market conditions, dividend policies, and your individual investment decisions.
How to use this calculator:
Enter your initial investment, choose a monthly or annual contribution amount (if any), and set realistic assumptions for dividend yield, dividend growth, and capital appreciation. Then run the numbers — the chart and results table will project your portfolio’s value and potential cash flow over time. Treat this as a planning tool, not a promise: real-world results vary depending on market performance, dividend policy, and reinvestment discipline. Use it to experiment with scenarios, compare strategies, and build a roadmap toward reliable dividend income.